Indus CMRC

Improve Credit Risk Assessment and Management with Integrated Solution

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Indus CMRC is a digitally enabled credit management and revenue collections solution for the Telecom industry. As an Indus partner, Emerio  offers flexible, feature rich solutions that empowers Telecom  Companies to increase recoveries while protecting client relationships.

Segmentation Engine

Differentiate subscribers in risk groups based on risk parameters.

Strategy Manager

Set up different strategies for various risk profiles.

Allocation Rules

Flexibility in determining who should perform an action within a strategy.

List Manager

View and analyse data from different dimensions.


Single screen view of the current status and activities performed with data drill down.


  • Credit Limit Management
    • Initial Limit Assignment
    • Periodic Limit Revision
    • Manual Revision
    • Temporary Revision
    • Revision Authorisation
  • Exposure Management
    • Exposure Calculation
    • Rule Based Intervention
    • Progressive Intervention
    • Subscriber Level Exposure
    • Component Level Exposure
  • Active Collections
    • Segment Based Strategies
    • Reminder SMS/Emails
    • Telecalling
    • Promise Policies
    • Progressive Barring
    • Online Unbarring
  • De-active Collections
    • Agency Allocation
    • Settlement Arrangement
    • Skip Tracing
    • Resolution Tracking
    • Write-off Processing
  • Exclusion Management
    • Global Exclusions
    • Strategy Level Exclusions
    • Account Level Exclusions
    • Exclusion Authorisation
    • Exclusion Override
  • Online Reporting
    • Summary Status
    • Action Summary
    • Key Performance Indicators
    • Resolution Tracking
    • Pending Authorisation
  • Advanced Features
    • Hierarchical Accounts
    • Person-In-Charge Support
    • Bad Debt Provisioning
    • Budget Control
    • User Defined Parameters
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